CD + IRA RATE SPECIAL: 12-month at 2.58% APY* or 6-month at 2.27% APY* $500 minimum to open / *Annual Percentage Yield

Rates

CD + IRA Rates

 

Rates are effective as of

Type of Account*Min DepositMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Special?Website OrderLast Modified
6 Month CD & IRA Special$500$5002.25%2.27%Yes20November 4, 2022
1 Year CD & IRA Special$500$5002.55%2.58%Yes30November 22, 2022
18 Month CD & IRA Special$500$5002.70%2.73%Yes40November 4, 2022
6 Month CD & IRA$500$5000.20%0.20%No50September 12, 2022
1 Year CD & IRA$500$5000.35%0.35%No60October 20, 2022
1.5 Year CD & IRA$500$5000.30%0.30%No70September 12, 2022
2 Year CD & IRA$500$5000.40%0.40%No80September 12, 2022
2.5 Year CD & IRA$500$5000.45%0.45%No85September 12, 2022
3 Year CD & IRA$500$5000.55%0.55%No90January 26, 2021
4 Year CD & IRA$500$5000.65%0.65%No100January 26, 2021
5 Year CD & IRA$500$5000.75%0.75%No110January 26, 2021
IRA Money Market$500$ 25- $24,999.10%.10%No120December 14, 2020
IRA Money Market$500$25,000 - $49,0000.15%0.15%No130December 14, 2020
IRA Money Market$500$50,000 - $99,9990.25%0.25%No140December 14, 2020
IRA Money Market$500$100,000 - $199,9990.30%0.30%No150December 14, 2020
IRA Money Market$500$200,000 & over0.35%0.35%No160December 14, 2020

A penalty will be imposed for early withdrawal
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity

Savings Rates

 

Rates are effective as of

Type of Account*Minimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Money Market*$2,500$25,000 - $49,9990.10%0.10%10October 1, 2021
Money Market*$2,500$50,000 - $99,9990.15%0.15%20October 1, 2021
Money Market*$2,500$100,000 & over0.20%0.20%30October 1, 2021
Money Market Complete*$2,500$25 - $24,9990.10%0.10%40November 10, 2022
Money Market Complete*$2,500$25,000 - $49,9990.15%0.15%50October 20, 2022
Money Market Complete*$2,500$50,000 - $99,9990.25%0.25%60October 20, 2022
Money Market Complete*$2,500$100,000 - $199,9990.50%0.50%70October 20, 2022
Money Market Complete*$2,500$200,000 & over0.60%0.60%80October 20, 2022
Christmas Club$1$1 - $5,2001.00% 1.00%90November 22, 2022
Christmas Club$1$5,200.01 & over0%0%95October 20, 2022
Passbook/Statement Savings*$25$25 - $2,4990.05%0.05%100December 14, 2020
Passbook/Statement Savings*$25$2,500 - $24,9990.10%0.10%110December 14, 2020
Passbook/Statement Savings*$25$25,000 - $149,9990.10%0.10%120December 14, 2020
Passbook/Statement Savings*$25$150,000 & over0.15%0.15%130December 14, 2020
Health Savings Account*$25$25 - $4,9990.35%0.35%140October 20, 2022
Health Savings Account*$25$5,000 - $9,9990.50%0.50%150October 26, 2022
Health Savings Account*$25$10,000 & over0.75%0.75%160October 20, 2022

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

Checking Rates

 

Rates are effective as of

Type of AccountMinimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Click Connect$25.00N/AN/AN/A10October 20, 2022
Classic Connect*$25.00N/AN/AN/A20October 20, 2022
Choice Connect*$25.00$100 - $4990.15%0.15%30October 20, 2022
Choice Connect*$25.00$500 - $2,4990.25%0.25%40October 20, 2022
Choice Connect*$25.00$2,500 - $4,9990.35%0.35%50October 20, 2022
Choice Connect*$25.00$5,000 - $14,999.990.40%0.40%60November 22, 2022
Choice Connect*$25.00$15,000 +0.50%0.50%70October 26, 2022
Non-Profit N.O.W. Checking*$25.00$25 & Over0.10%0.10%80October 20, 2022

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

Personal Loans

 

Rates are effective as of

LoanDescriptionTypeRateAPR^Website OrderLast Modified
Personal$1,000 & overFixed18.000%24.920%10November 10, 2022
Personalunder $1,000Fixed20.000%26.953%20November 22, 2022

Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Auto Loans

Rates are effective as of

LoanTermPaymentsTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
2020 and newer7 Yr84Fixed5.500%$14.3705.759%10November 10, 2022
2019 and newer6 Yr72Fixed5.250%$16.2105.548%20November 10, 2022
2017 and newer5 Yr60Fixed5.000%$18.8705.352%30November 10, 2022
2015 and newer4 Yr48Fixed5.625%$23.3106.062%40September 28, 2022
2014 and older3 Yr36Fixed6.500%$30.6507.076%50November 22, 2022

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Mobile Home Loans

 

Rates are effective as of

LoanTermTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
Mobile Home20 YrFixed7.750%$8.2107.955%10November 22, 2022

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Home Equity Loans

 

Rates are effective as of

LoanTermWebsite OrderTypeRateMonthly Payment*APR^Last Modified
Home Equity Loan5 Yr10Fixed6.00%$19.336.000%November 22, 2022
Home Equity Loan10 Yr20Fixed6.250%$11.236.250%October 20, 2022
Home Equity Loan15 Yr30Fixed6.750%$8.856.750%November 2, 2022
Home Equity Line of Credit**Open Ended40Adj.6.750%$5.006.750%November 3, 2022

Per $1000 borrowed
Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Property insurance is required.

Construction Loans

 

Rates are effective as of

Loan TypeTermTypeRateMonthly Payment*PointsAPR^Last Modified
Construction Mobile Home31 YearFixed8.000%$7.3408.700%October 27, 2022
Construction Only1 YearFixed7.875%$3.28014.274%October 27, 2022
Construction to Permanent31 YearFixed7.000%$6.6507.904%November 22, 2022
Construction to Permanent21 YearFixed6.750%$7.6007.894%November 16, 2022
Construction to Permanent16 YearFixed6.625%$8.7808.034%November 16, 2022
January 1, 1970

Per $1000 borrowed
Annual Percentage Rate

 
 

MORTGAGE + LAND LOANS

 

Rates are effective as of

Monthly Pmt*LoanTermTypeRateNumber of PmtsPoints#APR^Website OrderLast Modified
$8.57First Mortgage - Secondary Mkt15 YrFixed6.250%18006.492%10November 22, 2022
$7.38First Mortgage - Secondary Mkt20 YrFixed6.375%24006.569%20November 22, 2022
$6.49First Mortgage - Secondary Mkt30 YrFixed6.750%36006.900%30November 22, 2022
$8.64First Mortgage - Portfolio15 YrFixed6.375%18006.618%40November 22, 2022
$7.46First Mortgage - Portfolio20 YrFixed6.500% 24006.695%50November 22, 2022
$6.57First Mortgage - Portfolio30 YrFixed6.875%36007.026%60November 22, 2022
$5.845/1 ARM30 YrAdj.5.750%24005.891%65November 2, 2022
$9.13Land Loan Only 15 YrFixed7.250%18017.665%70October 5, 2022

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest