Rates

CD + IRA Rates

 

Rates are effective as of

Type of Account*Min DepositMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Special?Website OrderLast Modified
6 Month Penalty-Free CD + IRA $500$5004.02%4.10%Yes0November 27, 2023
6 Month CD & IRA Special$500$5004.41%4.50%Yes20January 10, 2024
1 Year CD & IRA Special$500$5003.93%4.00%Yes30May 9, 2024
2 Year CD & IRA Special$500$5004.410%4.50%Yes40April 20, 2024
6 Month CD & IRA$500$5000.20%0.20%No50September 12, 2022
1 Year CD & IRA$500$5000.35%0.35%No60May 13, 2024
1.5 Year CD & IRA$500$5000.30%0.30%No70September 12, 2022
2 Year CD & IRA$500$5000.40%0.40%No80January 4, 2024
2.5 Year CD & IRA$500$5000.45%0.45%No85September 12, 2022
3 Year CD & IRA$500$5000.55%0.55%No90January 26, 2021
4 Year CD & IRA$500$5000.65%0.65%No100January 26, 2021
5 Year CD & IRA$500$5000.75%0.75%No110January 26, 2021
IRA Money Market$500$ 25- $24,999.10%.10%No120December 14, 2020
IRA Money Market$500$25,000 - $49,0000.15%0.15%No130December 14, 2020
IRA Money Market$500$50,000 - $99,9990.25%0.25%No140December 14, 2020
IRA Money Market$500$100,000 - $199,9990.30%0.30%No150December 14, 2020
IRA Money Market$500$200,000 & over0.35%0.35%No160December 14, 2020

A penalty will be imposed for early withdrawal
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity

Savings Rates

 

Rates are effective as of

Type of Account*Minimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Money Market*$2,500$25,000 - $49,9990.10%0.10%10October 1, 2021
Money Market*$2,500$50,000 - $99,9990.15%0.15%20October 1, 2021
Money Market*$2,500$100,000 & over0.20%0.20%30October 1, 2021
Money Market Complete*$2,500$25 - $24,9990.10%0.10%40February 17, 2023
Money Market Complete*$2,500$25,000 - $49,9990.15%0.15%50February 17, 2023
Money Market Complete*$2,500$50,000 - $99,9990.25%0.25%60February 17, 2023
Money Market Complete*$2,500$100,000 - $199,9992.23%2.25%70October 2, 2023
Money Market Complete*$2,500$200,000 & over2.23%2.25%80October 2, 2023
Money Market Complete*$2,500$500,000 & over2.96%3.00%90October 2, 2023
Christmas Club$1$1 - $5,2000.40% 0.40%90May 13, 2024
Christmas Club$1$5,200.01 & over0%0%95October 20, 2022
Passbook/Statement Savings*$25$25 - $2,4990.05%0.05%100December 14, 2020
Passbook/Statement Savings*$25$2,500 - $24,9990.10%0.10%110December 14, 2020
Passbook/Statement Savings*$25$25,000 - $149,9990.10%0.10%120December 14, 2020
Passbook/Statement Savings*$25$150,000 & over0.15%0.15%130December 14, 2020
Health Savings Account*$25$25 - $4,9990.35%0.35%140April 20, 2024
Health Savings Account*$25$5,000 - $9,9990.50%0.50%150March 21, 2024
Health Savings Account*$25$10,000 & over0.75%0.75%160April 2, 2024

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

Checking Rates

 

Rates are effective as of

Type of AccountMinimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Click Connect$25.00N/AN/AN/A10May 9, 2024
Classic Connect*$25.00N/AN/AN/A20October 20, 2022
Choice Connect*$25.00$100 - $4990.15%0.15%30May 13, 2024
Choice Connect*$25.00$500 - $2,4990.25%0.25%40April 2, 2024
Choice Connect*$25.00$2,500 - $4,9990.35%0.35%50October 20, 2022
Choice Connect*$25.00$5,000 - $14,999.990.40%0.40%60April 20, 2024
Choice Connect*$25.00$15,000 +0.50%0.50%70October 26, 2022
Non-Profit N.O.W. Checking*$25.00$25 & Over0.10%0.10%80October 20, 2022

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

Personal Loans

 

Rates are effective as of

Loan+DescriptionTypeRateAPR^Website OrderLast Modified
PersonalUnsecuredFixed18.000%24.920%10May 13, 2024

Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

+Each loan type is subject to credit approval
 

Auto Loans

Rates are effective as of

Loan+TermPaymentsTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
2022 and newer7 Yr84Fixed7.750%$15.4608.017%10May 9, 2024
2021 and newer6 Yr72Fixed7.625%$17.3507.931%20May 9, 2024
2019 and newer5 Yr60Fixed6.750%$19.6807.108%30May 9, 2024
2017 and newer4 Yr48Fixed6.875%$23.8907.316%40May 9, 2024
2016 and older3 Yr36Fixed7.750%$31.2208.330%50May 13, 2024

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

+Each loan type is subject to credit approval
 

Mobile Home Loans

 

Rates are effective as of

Loan+TermTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
Mobile Home20 YrFixed8.375%$8.6008.585%10May 13, 2024

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

+Each loan type is subject to credit approval
 

Home Equity Loans

 

Rates are effective as of

Loan+TermWebsite OrderTypeRateMonthly Payment*APR^Last Modified
Home Equity Loan5 Yr10Fixed7.625%$20.107.627%May 13, 2024
Home Equity Loan10 Yr20Fixed7.875%$12.077.876%May 13, 2024
Home Equity Loan15 Yr30Fixed8.000%$9.568.001%May 13, 2024
Home Equity Line of Credit**Open Ended40Adj.8.250%$5.008.250%April 20, 2024

Per $1000 borrowed
Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Property insurance is required.

+Each loan type is subject to credit approval
 

Construction Loans

Rates are effective as of

Loan Type+TermTypeRateMonthly Payment*PointsAPR^Last Modified
Construction Mobile Home31 YearFixed8.875%$7.8709.845%May 13, 2024
Construction Only1 YearFixed8.750%$3.65020.833%April 25, 2024
Construction to Permanent31 YearFixed7.750%$7.1608.743%May 13, 2024
Construction to Permanent21 YearFixed7.625%$8.1308.877%May 13, 2024
Construction to Permanent16 YearFixed7.500%$9.2709.028%May 13, 2024
January 1, 1970

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest

+Each loan type is subject to credit approval
 

MORTGAGE + LAND LOANS

 

Rates are effective as of

Loan+TermTypeRateMonthly Pmt*Number of PmtsPoints#APR^Website OrderLast Modified
First Mortgage - Secondary Mkt15 YrFixed6.625%$8.7818006.869%10May 13, 2024
First Mortgage - Secondary Mkt20 YrFixed6.875%$7.6824007.073%20May 13, 2024
First Mortgage - Secondary Mkt30 YrFixed7.125%$6.7436007.279%30May 13, 2024
First Mortgage - Portfolio15 YrFixed6.750%$8.8518006.995%40May 13, 2024
First Mortgage - Portfolio20 YrFixed7.000% $7.7524007.199%50May 13, 2024
First Mortgage - Portfolio30 YrFixed7.250%$6.8236007.405%60May 13, 2024
Land Loan Only 15 YrFixed8.125%$9.6318018.551%70April 25, 2024
Investment Property 1-4 Family Secondary Market Eligible Only15 YrFixed7.375%$9.2018007.652%80April 25, 2024
Investment Property 1-4 Family Secondary Market Eligible Only20 YrFixed7.500%$8.0624007.703%90April 25, 2024
Investment Property 1-4 Family Secondary Market Eligible Only30 YrFixed7.625%$7.0836007.783%100April 25, 2024

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest

+Each loan type is subject to credit approval
 

Recreational Vehicle Loans – ATV, Snowmobile, Tractor, Jet Ski

Rates are effective as of

Loan Type+TermTypeMinimum Loan AmountRate**APR^Minimum Down PaymentMonthly Payment Per Minimum Loan Amount*Number of PaymentsWebsite OrderLast Modified
New3 YrFixed$5,0007.500%8.665%0$155.533610May 13, 2024
New4 YrFixed$10,0007.375%7.818%0$241.214820May 9, 2024
New5 YrFixed$25,0008.250%8.395%0$509.916030May 9, 2024
New6 YrFixed$35,0009.000%9.088%0$630.897240May 9, 2024
Used - Maximum Age: 3 Model Years 2 YrFixed$5,0008.250%9.958%0$226.712450May 9, 2024
Used - Maximum Age: 4 Model Years3 YrFixed$10,0007.750%8.330%0$312.213660May 9, 2024
Used - Maximum Age: 5 Model Years4 YrFixed$25,0008.750%8.928%0$619.164870May 9, 2024
Used - Maximum Age: 6 Model Years5 YrFixed$35,0009.500%9.605%0$735.076080May 9, 2024

Annual Percentage Rate
Payment is calculated based on the minimum loan amount required per term
** Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 0.25%.
+ Each Loan Type is subject to credit approval

Recreational Vehicle Loans – Boats, RVs

Rates are effective as of

Loan Type+TermTypeMinimum Loan AmountRate**APR^Minimum Down PaymentMonthly Payment Per Minimum Loan Amount*Number of PaymentsLast Modified
Used - Maximum Age: 6 Model Years5 YrFixed$35,0008.500%8.604%0$718.0860May 9, 2024
Used - Maximum Age: 5 Model Years3 YrFixed$10,0008.000%8.581%0$313.3636May 9, 2024
Used - Maximum Age: 5 Model Years4 YrFixed$15,0008.250%8.546%0$367.9648May 9, 2024
Used - Maximum Age: 10 Model Years6 YrFixed$65,0008.875%8.922%0$1,167.6372May 9, 2024
New4 YrFixed$10,0007.500%7.943%0$241.7948May 9, 2024
New6 YrFixed$25,0008.250%8.373%0$441.3972May 9, 2024
New7 YrFixed$35,0008.500%8.577%0$554.2884May 9, 2024
New10 YrFixed$50,0009.000%9.040%0$633.38120May 9, 2024
New15 YrFixed$65,0009.500%9.523%0$678.58180May 9, 2024
New5 YrFixed$15,0007.875%8.116%0$303.2560May 13, 2024

Annual Percentage Rate
Payment is calculated based on the minimum loan amount required per term
** Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 0.25%.
+ Each Loan Type is subject to credit approval

 

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