Rates

MORTGAGE + LAND LOANS

Apply for a Mortgage

Rates are effective as of

LoanTermTypeRateMonthly Pmt*Number of PmtsPointsAPR^Website OrderLast Modified
First Mortgage - Secondary Mkt15 YrFixed3.000%$6.9118003.174%10February 3, 2020
First Mortgage - Secondary Mkt20 YrFixed3.250%$5.6724003.385%20February 3, 2020
First Mortgage - Secondary Mkt30 YrFixed3.500%$4.4936003.597%30February 3, 2020
First Mortgage - Portfolio15 YrFixed3.500%$7.1518003.676%40February 3, 2020
First Mortgage - Portfolio20 YrFixed3.750% $5.9324003.888%50February 3, 2020
First Mortgage - Portfolio30 YrFixed4.00% $4.7736004.100%60February 3, 2020
Land Loan Only 15 YrFixed5.250%$16.0718016.373%70February 3, 2020

* Per $1000 borrowed
^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest

Home Equity Loans

Rates are effective as of

LoanTermTypeRateMonthly Payment*APR^Website OrderLast Modified
Home Equity Loan5 YrFixed3.625%$18.253.625%10February 4, 2020
Home Equity Loan10 YrFixed3.625%$9.953.625%20February 4, 2020
Home Equity Loan15 YrFixed3.875%$7.333.875%30February 4, 2020
Home Equity Line of Credit**Open EndedAdj.4.500%$5.004.500%40November 20, 2019

* Per $1000 borrowed
^ Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Property insurance is required.

Mobile Home Loans

Rates are effective as of

LoanTermTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
Mobile Home20 YrFixed4.750%$6.4604.893%10February 3, 2020

* Per $1000 borrowed
^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Auto Loans

Rates are effective as of

LoanTermPaymentsTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
2019 and newer7 Yr84Fixed4.250%$13.7804.355%10December 13, 2019
2018 and newer6 Yr72Fixed3.750%$15.5303.870%20December 13, 2019
2016 and newer5 Yr60Fixed3.625%$18.2503.768%30December 13, 2019
2014 and newer4 Yr48Fixed3.750%$22.4703.927%40February 4, 2020
2013 and older3 Yr36Fixed4.50%$29.7504.734%50January 30, 2020

* Per $1000 borrowed
^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Personal Loans

Rates are effective as of

LoanDescriptionTypeRateAPR^Website OrderLast Modified
Personal$1,000 & overFixed15.250%15.577%10January 30, 2020
Personalunder $1,000Fixed19.000%26.965%20September 27, 2019

^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Checking Rates

Rates are effective as of

Type of AccountMinimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Click Connect$25n/an/an/a10January 30, 2020
Classic Connect*$25N/An/an/a20November 20, 2019
Choice Connect*$25$100 - $4990.75%0.75%30September 27, 2019
Choice Connect*$500 - $2,4991.00% 1.00%40September 27, 2019
Choice Connect*$2,500 - $4,9991.24%1.25%50September 27, 2019
Choice Connect*$5,000 - $14,999.991.49%1.50%60September 27, 2019
Choice Connect*$15,000 +1.74%1.75%70September 27, 2019
Non-Profit N.O.W. Checking*$25$25 & Over0.10%0.10%80September 27, 2019

* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield

Savings Rates

Rates are effective as of

Type of Account*Minimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Money Market*$2,500$25,000 - $49,9990.10%0.10%10November 20, 2019
Money Market*$2,500$50,000 - $99,9990.15%0.15%20September 27, 2019
Money Market*$2,500$100,000 & over0.20%0.20%30September 27, 2019
Money Market Complete*$2,500$25 - $24,9990.10%0.10%40September 27, 2019
Money Market Complete*$2,500$25,000 - $49,9990.15%0.15%50September 27, 2019
Money Market Complete*$2,500$50,000 - $99,9990.25%0.25%60September 27, 2019
Money Market Complete*$2,500$100,000 - $199,9990.30%0.30%70September 27, 2019
Money Market Complete*$2,500$200,000 & over0.35%0.35%80September 27, 2019
Christmas Club$1$11.00% 1.00%90September 27, 2019
Passbook/Statement Savings*$25$25 - $2,4990.05%0.05%100September 27, 2019
Passbook/Statement Savings*$25$2,500 - $24,9990.10%0.10%110September 27, 2019
Passbook/Statement Savings*$25$25,000 - $149,9990.10%0.10%120September 27, 2019
Passbook/Statement Savings*$25$150,000 & over0.15%0.15%130September 27, 2019
Health Savings Account*$25$25 - $4,9990.35%0.35%140December 11, 2019
Health Savings Account*$25$5,000 - $9,9990.50%0.50%150December 11, 2019
Health Savings Account*$25$10,000 & over0.75%0.75%160December 11, 2019

* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield

CD + IRA Rates

Rates are effective as of

Type of Account*Min DepositMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Special?Website OrderLast Modified
6 Month CD & IRA$500$5001.64%1.65%Yes10January 30, 2020
30 Month Advantage CD & IRA$500$5001.74%1.75%Yes30January 30, 2020
6 Month CD & IRA$500$5000.10%0.10%No40October 13, 2019
1 Year CD & IRA$500$5000.25%0.25%No50October 13, 2019
1.5 Year CD & IRA$500$5000.30%0.30%No60October 13, 2019
2 Year CD & IRA$500$5000.40%0.40%No70October 13, 2019
2.5 Year CD & IRA$500$5000.55%0.55%No80October 13, 2019
3 Year CD & IRA$500$5000.65%0.65%No90October 31, 2019
4 Year CD & IRA$500$5000.75%0.75%No100October 13, 2019
5 Year CD & IRA$500$5001.34%1.35%No110October 13, 2019

* A penalty will be imposed for early withdrawal
**This offer applies only to new money not already on deposit at Auburn Savings
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity