MORTGAGE + LAND LOANS
Rates are effective as of
| Loan | Term | Type | Rate | Monthly Pmt* | Number of Pmts | Points | APR^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|---|---|---|
| First Mortgage - Secondary Mkt | 15 Yr | Fixed | 2.750% | $6.79 | 180 | 0 | 2.923% | 10 | March 27, 2020 |
| First Mortgage - Secondary Mkt | 20 Yr | Fixed | 3.000% | $5.55 | 240 | 0 | 3.134% | 20 | April 10, 2020 |
| First Mortgage - Secondary Mkt | 30 Yr | Fixed | 3.125% | $4.28 | 360 | 0 | 3.220% | 30 | April 10, 2020 |
| First Mortgage - Portfolio | 15 Yr | Fixed | 3.150% | $6.97 | 180 | 0 | 3.299% | 40 | April 10, 2020 |
| First Mortgage - Portfolio | 20 Yr | Fixed | 3.625% | $5.86 | 240 | 0 | 3.762% | 50 | April 10, 2020 |
| First Mortgage - Portfolio | 30 Yr | Fixed | 3.875% | $4.70 | 360 | 0 | 3.975% | 60 | May 5, 2020 |
| Land Loan Only | 15 Yr | Fixed | 5.000% | $7.91 | 180 | 1 | 5.339% | 70 | March 27, 2020 |
* Per $1000 borrowed
^ Annual Percentage Rate
Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.
Rates are subject to change without notice
Consult a tax advisor regarding the deductibility of interest
Home Equity Loans
Rates are effective as of
| Loan | Term | Type | Rate | Monthly Payment* | APR^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|---|
| Home Equity Loan | 5 Yr | Fixed | 3.250% | $18.08 | 3.250% | 10 | March 11, 2020 |
| Home Equity Loan | 10 Yr | Fixed | 3.250% | $9.77 | 3.250% | 20 | March 27, 2020 |
| Home Equity Loan | 15 Yr | Fixed | 3.500% | $7.15 | 3.500% | 30 | March 27, 2020 |
| Home Equity Line of Credit** | Open Ended | Adj. | 3.250% | $5.00 | 3.250% | 40 | May 5, 2020 |
* Per $1000 borrowed
^ Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.
Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.
Property insurance is required.
Mobile Home Loans
Rates are effective as of
| Loan | Term | Type | Rate | Monthly Payment* | Points | APR^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|---|---|
| Mobile Home | 20 Yr | Fixed | 4.500% | $6.33 | 0 | 4.642% | 10 | March 27, 2020 |
* Per $1000 borrowed
^ Annual Percentage Rate
Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.
Auto Loans
Rates are effective as of
| Loan | Term | Payments | Type | Rate | Monthly Payment* | Points | APR^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|---|---|---|
| 2020 and newer | 7 Yr | 84 | Fixed | 3.850% | $13.60 | 0 | 3.954% | 10 | March 27, 2020 |
| 2019 and newer | 6 Yr | 72 | Fixed | 3.400% | $15.37 | 0 | 3.520% | 20 | March 27, 2020 |
| 2017 and newer | 5 Yr | 60 | Fixed | 2.875% | $17.91 | 0 | 3.017% | 30 | March 27, 2020 |
| 2015 and newer | 4 Yr | 48 | Fixed | 3.750% | $22.47 | 0 | 3.927% | 40 | March 27, 2020 |
| 2014 and older | 3 Yr | 36 | Fixed | 4.750% | $29.86 | 0 | 4.984% | 50 | May 5, 2020 |
* Per $1000 borrowed
^ Annual Percentage Rate
Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.
Personal Loans
Rates are effective as of
| Loan | Description | Type | Rate | APR^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|
| Personal | $1,000 & over | Fixed | 15.000% | 19.871% | 10 | May 5, 2020 |
| Personal | under $1,000 | Fixed | 18.750% | 23.669% | 20 | March 11, 2020 |
^ Annual Percentage Rate
Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.
Checking Rates
Rates are effective as of
| Type of Account | Minimum to Open | Minimum Balance to Earn Annual Percentage Yield | Interest Rate | APY^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|
| Click Connect | $25 | n/a | n/a | n/a | 10 | January 30, 2020 |
| Classic Connect* | $25 | N/A | n/a | n/a | 20 | November 20, 2019 |
| Choice Connect* | $25 | $100 - $499 | 0.25% | 0.25% | 30 | March 17, 2020 |
| Choice Connect* | $500 - $2,499 | 0.45% | 0.45% | 40 | March 17, 2020 | |
| Choice Connect* | $2,500 - $4,999 | 0.60% | 0.60% | 50 | March 17, 2020 | |
| Choice Connect* | $5,000 - $14,999.99 | 0.85% | 0.85% | 60 | March 17, 2020 | |
| Choice Connect* | $15,000 + | 1.00% | 1.00% | 70 | May 5, 2020 | |
| Non-Profit N.O.W. Checking* | $25 | $25 & Over | 0.10% | 0.10% | 80 | September 27, 2019 |
* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield
Savings Rates
Rates are effective as of
| Type of Account* | Minimum to Open | Minimum Balance to Earn Annual Percentage Yield | Interest Rate | APY^ | Website Order | Last Modified |
|---|---|---|---|---|---|---|
| Money Market* | $2,500 | $25,000 - $49,999 | 0.10% | 0.10% | 10 | November 20, 2019 |
| Money Market* | $2,500 | $50,000 - $99,999 | 0.15% | 0.15% | 20 | September 27, 2019 |
| Money Market* | $2,500 | $100,000 & over | 0.20% | 0.20% | 30 | September 27, 2019 |
| Money Market Complete* | $2,500 | $25 - $24,999 | 0.10% | 0.10% | 40 | September 27, 2019 |
| Money Market Complete* | $2,500 | $25,000 - $49,999 | 0.15% | 0.15% | 50 | September 27, 2019 |
| Money Market Complete* | $2,500 | $50,000 - $99,999 | 0.25% | 0.25% | 60 | September 27, 2019 |
| Money Market Complete* | $2,500 | $100,000 - $199,999 | 0.30% | 0.30% | 70 | September 27, 2019 |
| Money Market Complete* | $2,500 | $200,000 & over | 0.35% | 0.35% | 80 | September 27, 2019 |
| Christmas Club | $1 | $1 | 1.00% | 1.00% | 90 | September 27, 2019 |
| Passbook/Statement Savings* | $25 | $25 - $2,499 | 0.05% | 0.05% | 100 | September 27, 2019 |
| Passbook/Statement Savings* | $25 | $2,500 - $24,999 | 0.10% | 0.10% | 110 | September 27, 2019 |
| Passbook/Statement Savings* | $25 | $25,000 - $149,999 | 0.10% | 0.10% | 120 | September 27, 2019 |
| Passbook/Statement Savings* | $25 | $150,000 & over | 0.15% | 0.15% | 130 | September 27, 2019 |
| Health Savings Account* | $25 | $25 - $4,999 | 0.35% | 0.35% | 140 | March 31, 2020 |
| Health Savings Account* | $25 | $5,000 - $9,999 | 0.50% | 0.50% | 150 | December 11, 2019 |
| Health Savings Account* | $25 | $10,000 & over | 0.75% | 0.75% | 160 | December 11, 2019 |
* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield
CD + IRA Rates
Rates are effective as of
| Type of Account* | Min Deposit | Minimum Balance to Earn Annual Percentage Yield | Interest Rate | APY^ | Special? | Website Order | Last Modified |
|---|---|---|---|---|---|---|---|
| 1 Year CD & IRA Special | $500 | $500 | 1.00% | 1.00% | Yes | May 5, 2020 | |
| 6 Month CD & IRA Special | $500 | $500 | 0.75% | 0.75% | Yes | 10 | May 6, 2020 |
| 6 Month CD & IRA | $500 | $500 | 0.10% | 0.10% | No | 40 | March 31, 2020 |
| 1 Year CD & IRA | $500 | $500 | 0.25% | 0.25% | No | 50 | October 13, 2019 |
| 1.5 Year CD & IRA | $500 | $500 | 0.30% | 0.30% | No | 60 | October 13, 2019 |
| 2 Year CD & IRA | $500 | $500 | 0.40% | 0.40% | No | 70 | October 13, 2019 |
| 2.5 Year CD & IRA | $500 | $500 | 0.55% | 0.55% | No | 80 | October 13, 2019 |
| 3 Year CD & IRA | $500 | $500 | 0.65% | 0.65% | No | 90 | October 31, 2019 |
| 4 Year CD & IRA | $500 | $500 | 0.75% | 0.75% | No | 100 | October 13, 2019 |
| 5 Year CD & IRA | $500 | $500 | 1.00% | 1.00% | No | 110 | March 19, 2020 |
* A penalty will be imposed for early withdrawal
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity
Let’s get started!
Contact one of our Lending Specialists today to learn more.
|
Bob MichaudVP, Loan Officer (207) 782-6871 |
|
Brian JudkinsVP, Business Development Officer (207) 782-0400 |
