Rates

MORTGAGE + LAND LOANS

Apply for a Mortgage

Rates are effective as of

Monthly Pmt*LoanTermTypeRateNumber of PmtsPoints#APR^Website OrderLast Modified
$6.73First Mortgage - Secondary Mkt15 YrFixed2.675%18002.797%10March 3, 2021
$5.48First Mortgage - Secondary Mkt20 YrFixed2.875%24003.008%20March 3, 2021
$4.35First Mortgage - Secondary Mkt30 YrFixed3.250%36003.346%30February 26, 2021
$7.09First Mortgage - Portfolio15 YrFixed3.375%18003.551%40February 26, 2021
$5.93First Mortgage - Portfolio20 YrFixed3.750% 24003.888%50February 26, 2021
$4.70First Mortgage - Portfolio30 YrFixed3.875%.36003.975%60February 26, 2021
$7.97Land Loan Only 20 YrFixed5.125%18015.309%70February 26, 2021

* Per $1000 borrowed
^ Annual Percentage Rate
# All mortgage refinances will be subject to a 1/2 point refinance fee to be paid at closing.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest

Home Equity Loans

Rates are effective as of

LoanTermWebsite OrderTypeRateMonthly Payment*APR^Last Modified
Home Equity Loan5 Yr10Fixed3.250%$18.083.250%December 14, 2020
Home Equity Loan10 Yr20Fixed3.250%$9.773.250%December 14, 2020
Home Equity Loan15 Yr30Fixed3.500%$7.153.500%December 14, 2020
Home Equity Line of Credit**Open Ended40Adj.3.250%$5.003.250%December 14, 2020

* Per $1000 borrowed
^ Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Property insurance is required.

Mobile Home Loans

Rates are effective as of

LoanTermTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
Mobile Home20 YrFixed4.625%$6.3904.768%10February 26, 2021

* Per $1000 borrowed
^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Auto Loans

Rates are effective as of

LoanTermPaymentsTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
2020 and newer7 Yr84Fixed3.850%$13.6003.954%10December 14, 2020
2019 and newer6 Yr72Fixed3.400%$15.3703.520%20December 14, 2020
2017 and newer5 Yr60Fixed2.875%$17.9103.017%30December 14, 2020
2015 and newer4 Yr48Fixed3.750%$22.4703.927%40December 14, 2020
2014 and older3 Yr36Fixed4.750%$29.8604.984%50February 26, 2021

* Per $1000 borrowed
^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Personal Loans

Rates are effective as of

LoanDescriptionTypeRateAPR^Website OrderLast Modified
Personal$1,000 & overFixed15.000%19.871%10February 26, 2021
Personalunder $1,000Fixed18.750%23.669%20December 14, 2020

^ Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Checking Rates

Rates are effective as of

Type of AccountMinimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Click Connect$25n/aN/AN/A10January 26, 2021
Classic Connect*$25N/AN/AN/A20January 26, 2021
Choice Connect*$25$100 - $4990.15%0.15%30January 26, 2021
Choice Connect*$500 - $2,4990.25%0.25%40January 26, 2021
Choice Connect*$2,500 - $4,9990.35%0.35%50January 26, 2021
Choice Connect*$5,000 - $14,999.990.55%0.55%60January 26, 2021
Choice Connect*$15,000 +0.65%0.65%70January 26, 2021
Non-Profit N.O.W. Checking*$25$25 & Over0.10%0.10%80January 26, 2021

* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield

Savings Rates

Rates are effective as of

Type of Account*Minimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Money Market*$2,500$25,000 - $49,9990.10%0.10%10December 14, 2020
Money Market*$2,500$50,000 - $99,9990.15%0.15%20December 14, 2020
Money Market*$2,500$100,000 & over0.20%0.20%30December 14, 2020
Money Market Complete*$2,500$25 - $24,9990.10%0.10%40December 14, 2020
Money Market Complete*$2,500$25,000 - $49,9990.15%0.15%50December 14, 2020
Money Market Complete*$2,500$50,000 - $99,9990.25%0.25%60December 14, 2020
Money Market Complete*$2,500$100,000 - $199,9990.30%0.30%70December 14, 2020
Money Market Complete*$2,500$200,000 & over0.35%0.35%80December 14, 2020
Christmas Club$1$11.00% 1.00%90January 26, 2021
Passbook/Statement Savings*$25$25 - $2,4990.05%0.05%100December 14, 2020
Passbook/Statement Savings*$25$2,500 - $24,9990.10%0.10%110December 14, 2020
Passbook/Statement Savings*$25$25,000 - $149,9990.10%0.10%120December 14, 2020
Passbook/Statement Savings*$25$150,000 & over0.15%0.15%130December 14, 2020
Health Savings Account*$25$25 - $4,9990.35%0.35%140December 14, 2020
Health Savings Account*$25$5,000 - $9,9990.50%0.50%150December 14, 2020
Health Savings Account*$25$10,000 & over0.75%0.75%160December 14, 2020

* This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
^ Annual Percentage Yield

CD + IRA Rates

Rates are effective as of

Type of Account*Min DepositMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Special?Website OrderLast Modified
1 Year CD & IRA Special$500$5000.55%0.55%Yes0January 26, 2021
6 Month CD & IRA$500$5000.20%0.20%No40December 14, 2020
1 Year CD & IRA$500$5000.25%0.25%No50December 14, 2020
1.5 Year CD & IRA$500$5000.30%0.30%No60December 14, 2020
2 Year CD & IRA$500$5000.40%0.40%No70December 14, 2020
2.5 Year CD & IRA$500$5000.45%0.45%No80January 26, 2021
3 Year CD & IRA$500$5000.55%0.55%No90January 26, 2021
4 Year CD & IRA$500$5000.65%0.65%No100January 26, 2021
5 Year CD & IRA$500$5000.75%0.75%No110January 26, 2021
IRA Money Market$500$ 25- $24,999.10%.10%No120December 14, 2020
IRA Money Market$500$25,000 - $49,0000.15%0.15%No130December 14, 2020
IRA Money Market$500$50,000 - $99,9990.25%0.25%No140December 14, 2020
IRA Money Market$500$100,000 - $199,9990.30%0.30%No150December 14, 2020
IRA Money Market$500$200,000 & over0.35%0.35%No160December 14, 2020

* A penalty will be imposed for early withdrawal
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity

Let’s get started!

Contact one of our Lending Specialists today to learn more.

Alicia Gaudette

Bob Michaud

VP, Loan Officer

Email Bob Michaud

(207) 782-6871
Alicia Gaudette

Brian Judkins

VP, Business Development Officer

Email Brian Judkins

(207) 782-0400