Rates

MORTGAGE + LAND LOANS

 

Rates are effective as of

Monthly Pmt*LoanTermTypeRateNumber of PmtsPoints#APR^Website OrderLast Modified
$8.10First Mortgage - Secondary Mkt15 YrFixed5.375%18005.561%10June 22, 2022
$7.02First Mortgage - Secondary Mkt20 YrFixed5.750%24005.899%20June 15, 2022
$6.00First Mortgage - Secondary Mkt30 YrFixed6.000%36006.113%30June 15, 2022
$8.44First Mortgage - Portfolio15 YrFixed6.000%18006.189%40June 15, 2022
$7.31First Mortgage - Portfolio20 YrFixed6.250% 24006.402%50June 15, 2022
$6.32First Mortgage - Portfolio30 YrFixed6.500%36006.616%60June 15, 2022
$8.99Land Loan Only 15 YrFixed7.000%18017.359%70June 16, 2022

Per $1000 borrowed
Annual Percentage Rate
# All mortgage refinances will be subject to a 1/2 point refinance fee to be paid at closing.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

Rates are subject to change without notice

Consult a tax advisor regarding the deductibility of interest

Home Equity Loans

 

Rates are effective as of

LoanTermWebsite OrderTypeRateMonthly Payment*APR^Last Modified
Home Equity Loan5 Yr10Fixed5.250%$18.995.250%June 15, 2022
Home Equity Loan10 Yr20Fixed5.375%$10.795.375%May 18, 2022
Home Equity Loan15 Yr30Fixed5.500%$8.105.500%May 18, 2022
Home Equity Line of Credit**Open Ended40Adj.4.750%$5.004.750%June 21, 2022

Per $1000 borrowed
Annual Percentage Rate
**Home Equity Line of Credit: This is a variable rate loan, so the Annual Percentage Rate may vary. The maximum APR that can be imposed is 18%. Fees may be higher if appraisal is required. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Property insurance is required.

Mobile Home Loans

 

Rates are effective as of

LoanTermTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
Mobile Home20 YrFixed6.750%$7.6006.905%10June 16, 2022

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. The ‘Monthly payment per $1,000 borrowed’ figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Auto Loans

Rates are effective as of

LoanTermPaymentsTypeRateMonthly Payment*PointsAPR^Website OrderLast Modified
2020 and newer7 Yr84Fixed4.500%$13.9004.605%10June 16, 2022
2019 and newer6 Yr72Fixed4.375%$15.8204.670%20May 4, 2022
2017 and newer5 Yr60Fixed4.250%$18.5304.600%30May 4, 2022
2015 and newer4 Yr48Fixed4.750%$22.9205.184%40May 4, 2022
2014 and older3 Yr36Fixed6.250%$30.5606.825%50May 4, 2022

Per $1000 borrowed
Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%. Rates are subject to change without notice. Consult a tax advisor regarding the deductibility of interest.

Personal Loans

 

Rates are effective as of

LoanDescriptionTypeRateAPR^Website OrderLast Modified
Personal$1,000 & overFixed19.000%25.936%10March 30, 2022
Personalunder $1,000Fixed20.000%26.953%20March 30, 2022

Annual Percentage Rate

Rates based on automatic payment withdrawal from an Auburn Savings deposit account. If automatic payment withdrawal is discontinued, the rate may increase by 1/4%.

Checking Rates

 

Rates are effective as of

Type of AccountMinimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Click Connect$25n/aN/AN/A10January 26, 2021
Classic Connect*$25N/AN/AN/A20January 26, 2021
Choice Connect*$25$100 - $4990.15%0.15%30August 13, 2021
Choice Connect*$500 - $2,4990.25%0.25%40January 26, 2021
Choice Connect*$2,500 - $4,9990.35%0.35%50January 26, 2021
Choice Connect*$5,000 - $14,999.990.40%0.40%60May 20, 2021
Choice Connect*$15,000 +0.50%0.50%70May 20, 2021
Non-Profit N.O.W. Checking*$25$25 & Over0.10%0.10%80January 26, 2021

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

Savings Rates

 

Rates are effective as of

Type of Account*Minimum to OpenMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Website OrderLast Modified
Money Market*$2,500$25,000 - $49,9990.10%0.10%10October 1, 2021
Money Market*$2,500$50,000 - $99,9990.15%0.15%20October 1, 2021
Money Market*$2,500$100,000 & over0.20%0.20%30October 1, 2021
Money Market Complete*$2,500$25 - $24,9990.10%0.10%40December 14, 2020
Money Market Complete*$2,500$25,000 - $49,9990.15%0.15%50December 14, 2020
Money Market Complete*$2,500$50,000 - $99,9990.25%0.25%60December 14, 2020
Money Market Complete*$2,500$100,000 - $199,9990.50%0.50%70May 24, 2022
Money Market Complete*$2,500$200,000 & over0.60%0.60%80May 24, 2022
Christmas Club$1$1 - $5,2001.00% 1.00%90February 15, 2022
Christmas Club$1$5,200.01 & over0%0%95February 15, 2022
Passbook/Statement Savings*$25$25 - $2,4990.05%0.05%100December 14, 2020
Passbook/Statement Savings*$25$2,500 - $24,9990.10%0.10%110December 14, 2020
Passbook/Statement Savings*$25$25,000 - $149,9990.10%0.10%120December 14, 2020
Passbook/Statement Savings*$25$150,000 & over0.15%0.15%130December 14, 2020
Health Savings Account*$25$25 - $4,9990.35%0.35%140December 14, 2020
Health Savings Account*$25$5,000 - $9,9990.50%0.50%150December 14, 2020
Health Savings Account*$25$10,000 & over0.75%0.75%160December 14, 2020

This is a variable rate account. Rates may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings.
Annual Percentage Yield

CD + IRA Rates

 

Rates are effective as of

Type of Account*Min DepositMinimum Balance to Earn Annual Percentage YieldInterest RateAPY^Special?Website OrderLast Modified
6 Month CD & IRA Special$500$5001.00%1.00%Yes20June 16, 2022
1 Year CD & IRA Special$500$5001.30%1.31%Yes30June 16, 2022
6 Month CD & IRA$500$5000.20%0.20%No40December 14, 2020
1 Year CD & IRA$500$5000.35%0.35%No50June 15, 2022
1.5 Year CD & IRA$500$5000.30%0.30%No60December 14, 2020
2 Year CD & IRA$500$5000.40%0.40%No70December 14, 2020
2.5 Year CD & IRA$500$5000.45%0.45%No80January 26, 2021
3 Year CD & IRA$500$5000.55%0.55%No90January 26, 2021
4 Year CD & IRA$500$5000.65%0.65%No100January 26, 2021
5 Year CD & IRA$500$5000.75%0.75%No110January 26, 2021
IRA Money Market$500$ 25- $24,999.10%.10%No120December 14, 2020
IRA Money Market$500$25,000 - $49,0000.15%0.15%No130December 14, 2020
IRA Money Market$500$50,000 - $99,9990.25%0.25%No140December 14, 2020
IRA Money Market$500$100,000 - $199,9990.30%0.30%No150December 14, 2020
IRA Money Market$500$200,000 & over0.35%0.35%No160December 14, 2020

A penalty will be imposed for early withdrawal
^Annual Percentage Yield, which assumes the interest will remain on deposit until maturity